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  • Knowing These 3 Secrets Will Make Your Medical Negligence Helpline Articles Look Amazing

    User:AAE\/Chris and his personality - CWCkiResidence Insurance coverage Shopping for Guide
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    Properly it’s this fashion if my insurance coverage company try’s to stick me with this crap of winter blue’s because Bill down the road didn’t have the proper protection and my insurance coverage want’s me to pay extra, screw that, time to look elseware for insurance, Reviews of Negligence Law Firms I have tenent insurance so hopefully it isn’t going to price a hell of much more and I’ve by no means made a Negligence Claim Helpline but. I haven’t made any claims for my automobile for accidents, dashing tickets, for 30 years.

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  • Master The Art Of Clinic Negligence Helpline With These Five Tips

    Exorbitant Insurance Policies Tipping Owners Into Foreclosures
    We examine the policies and costs of 72 insurance brands in a single quick and Negligence Helplineline simple search that will help you find the precise product at the right worth. Fortunately, per week later, my insurance rep known as me out of the blue to inform me that, after reviewing the case, State Farm had agreed to pay the bulk of the costs, save a $500 deductible. Amid telling me how their purchasers could not be held legally accountable for their very own leak, my neighbor’s insurance coverage rep had talked about covering my deductible. I spoke to my insurance coverage firm at this time they usually informed me I don’t have a legal responsibility to pay you anything out of pocket.

    Royalty-Free photo: Brown wooden personal injury | PickPikOne among their adjusters even went so far as to recommend we should always deal with the claim ourselves and that lawyers or public adjusters end up ripping off householders more than an insurance coverage firm ever will. Maybe essentially the most shocking half is that they did this while at the least one of many adjusters knew what I do: I am an legal professional who has experience taking over insurance companies for Negligence Helplineline failing to pay claims, including dangerous faith actions. So, fuck you, residence insurance coverage firms.

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    Constructing permits/total housing items: 0.12% Decline in building permits 2005-2011: -seventy six.sixty one% (twelfth largest) Constructing permits 2011 YTD: 6,184 Whole housing items: 5,127,508 Ohio has suffered, and Nurse Negligence Helpline continues to suffer, vastly from the housing crisis. For this first six months of this 12 months, the state has issued a mere 312 constructing permits, the smallest number within the country. I’ve not heard the proponents really help these claims.

    The good news is that Esurance is not particularly susceptible to gimmicks, avoiding some of the common trends in insurance add-ons that often value drivers greater than they save, akin to guardian firm Allstate’s Protected Driving Bonus. In Indiana, for instance, you may get the Change & Save low cost even in the event you did not change from one other insurance coverage firm in the event you meet particular standards, such as getting a brand new policy after a divorce.

    Basically, Negligence Helplineline for Negligence Helplineline my neighbor’s insurance to pay out, I would have to show that my neighbor knew in regards to the leak, knew how extensive the injury was and flatly refused to do something about it. The Homesite rep did mention they might cowl the deductible if MY insurance coverage paid for the majority of the costs. But complain I’ll and so too will you should you ever get caught in the nexus of insidious fucktasters who happen to populate dwelling insurance companies.

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  • #ChangeBrazil: The Implications For Brands & Sponsorship

    This content was originally posted as our contribution to Synergy Sponsorship´s blog. You can find the original link here. Find out more about our partnership with Synergy here.

    by Bruno Scartozzoni and Guilherme Guimarães

    As Tom Jobim, the great Brazilian musician and composer said, “Brazil is not for beginners”.

    When Brazil entered the new democratic period in the mid 1980s, it started to change quickly. Fernando Henrique Cardoso, the intellectual president from the social democrat party, took control of hyperinflation, opened the Brazilian economy, reduced government participation in the economy and started important reforms in order to rationalize the state. This was essential to the next phase, when Lula, the charismatic president from the labour party, created all kinds of social programs, giving power of purchase to poor people for the first time in Brazil’s history.

    These elements awoke the Brazilian internal market of people hungry for consumption, and, in simple words, that’s the reason why the 2008 global crisis didn’t hit Brazil as hard as it did the rest of the world. And then, suddenly, Brazil was on everybody’s radar, for successful World Cup and Olympics bids.

    Now comes the bad part of this story.

    Despite the economic progress of the last 20 years, our politicians did not achieve other important goals desired by Brazilians.

    In contrast to our status as the sixth biggest economy in the world, our public services, especially health, education and security, are at the opposite end of the scale. Add to this corruption scandals with no prosecutions and one of the most unequal distributions of wealth in the world and you have the full picture.

    The Protests

    On 3 June a small leftist group called MPL – Movimento Passe Livre (Free Transport Movement) – which campaigns for free public transport in Brazil’s cities, started protests when the new São Paulo mayor announced a R$0,20 (US$0,09) raise in bus, subway and train ticket prices. To start with, most of the population didn’t care less about it, but each day the campaigners managed to congregate more and more people.

    The turning point came on June 13, when policemen treated the protesters with disproportionate force, which triggered the population to use the R$0.20 increase as a symbol for something much bigger. It started to represent the poor public services, corrupt politicians, and the threat of hyper inflation. And just like the Occupy Movement and the Arab Spring, social media played a crucial role in scaling the protests and the protest ecosystem: suddenly politics became the only subject that mattered on Facebook and Twitter, which is really new for Brazil.

    Coincidentally (or not) it all peaked at the beginning of the 2013 FIFA Confederations Cup.

    For some time Brazilians had been saying in a resigned way ‘Imagina na Copa’, meaning ‘If it’s this bad now, imagine what it will be like during the World Cup’. Looking back, with the benefit of hindsight, it’s not surprising this grew into the protests.

    The cost of the new and re-built World Cup stadiums had steadily risen from initial estimates and is more than the last three World Cups combined. They are being paid for by public money, in contrast to the promise, when Brazil won the right to stage the World Cup, that they would be privately funded. Add to that that other improvements linked to the World Cup and promised by government like new subway lines will not be ready by 2014, together with the poor reputations of the CBF and FIFA, and you have a time bomb.

    It exploded on June 17, with protests in every major Brazilian city, which are now happening every day and night. In the streets and on social media, people started saying Brazil not only wants stadiums, but also health and education to “FIFA standards”.

    It’s difficult to predict how and when #ChangeBrazil will end. Ticket raises are being cancelled by the minute, and the President has promised new infrastructure investment and a referendum on political reform, but people are going to the streets anyway. It’s the biggest social movement in the country’s recent history, and probably the first one above party political interests. As the population is claiming, it is democratic, mostly peaceful (until now) and beautiful!

    Brands And The Protests

    The most visible impact of the protests on brands is that some of the protests’ most-used slogans have been adapted from recent brand campaigns.

    Johnnie Walker’s ‘O Gigande Acordou’ (‘The giant is awake’) campaign showed the famous Sugar Loaf Mountain standing up and walking. The line was a reference to Brazilians’ commonly-held view that Brazil is a giant sleeping eternally.

    Fiat used ‘Vem Pa Rua’ (‘Come To The Streets’) as its line in a football-themed campaign to ambush the Confederations Cup (they are not FIFA sponsors).

    And Vick, the cough drops brand, were also trying to hijack the Confederation Cup, by promoting the hashtag #chupaessa (#suckthis) on Twitter.

    As soon as the protests started, people h-jacked these brand slogans, all of which became part of the movement, used in placards on the streets, and on Facebook and Twitter.

    There are also examples of brands actively using #ChangeBrazil in their communication.

    In fact, almost everyone is doing something about it on Facebook, most of them being more conservative, with generic patriotic posts.

    Stores near Paulista Avenue, the epicenter of #ChangeBrazil, are using the movement’s elements in their displays. Store owners said that they are trying to engage with the moment and avoid looting.

    However, the most interesting #ChangeBrazil ‘activation’ so far has been by Spoleto, a big Italian fast food chain from Grupo Trigo, who license Domino’s Pizza in Brazil. They released a manifesto on their Facebook fanpage, basically saying that they would be opening that space for political discussion, and any brand activation would would be ceased for a week.

    The discussion in advertising forums is about the possibility of brands taking a clear stand. Should they? Fiat thought it was better to leave the conversation and ended their campaign ‘as planned’ on June 22. Spoleto went the other way.

    It will be interesting as well to see which way Brahma will go. The beer brand, which is a World Cup sponsor, was one of the few sponsors meaningfully activating the World Cup association in Brazil, and the only one positioning itself around discussions of the World Cup being good or bad for the country. Last year they released a very emotional and positive campaign telling Brazilians to care less about problems and imagine the party that will take place in 2014. It was a bold move, and divided public opinion.

    Will they stand for this message after #ChangeBrazil? It’s another question impossible to predict, but they could broaden the optimistic message. “Imagine the party. Imagine a new (better) country.”

    FIFA, Big Sport and The Protests

    As #ChangeBrazil is partly a reaction to the government’s astronomic spending on the World Cup, many in the international media have questioned Brazilians’ attitude to the World Cup (especially) and the Olympics.

    In fact, most Brazilians don’t think the World Cup and the Olympics are the problem. Most dreamed about hosting a World Cup again, and the Olympics are welcome too. Winning the bids is a proof that the world is finally taking us seriously, and it’s very nice for everyone’s ego!

    The problem is how the events were ‘sold’ to the Brazilian public, the reality of our infrastructure versus the huge spending on the World Cup, and, as David Owen wrote recently, the evident complacency of FIFA and ‘Big Sport’.

    As probably everyone in the world knows now, FIFA has got its PR strategy totally wrong in Brazil, notably when Sepp Blatter told protestors that they should not link their grievances to football, whilst at the same time Neymar was so visibly supporting the protests, and Paolo Andre, the former Corinthians player, recalled that football had been used as a tool of mass control in the past, but now it was the people’s turn to use sport to call attention to their demands.

    From here, it’s difficult to see how FIFA can recover its image in Brazil in time for the World Cup, which obviously has big implications for all the FIFA sponsors, who’ll now need to re-think their activation strategies in Brazil.

    #ChangeBrazil: 10 Action Points For Brands & Sponsorship

    1. Brazil’s sense of its identity is changing very fast, and more than ever before, brands – both Brazilian and international – will need to listen to consumers and re-think their positioning and messaging. Brazilian values have always been attached to happiness, being easygoing, hard-working and, of course, the ultimate clichés: samba, beaches and football. This kind of thing still reflects what Brazil is, but June 2013 has changed it, evolved it, and made it much more complex.

    2. An example is what’s happening now. People still care about the performance of the Brazilian team in the Confederations Cup, but conversations in bars are split between football and politics, and this is new, very new.

    3. Now it’s clear that Brazilians are deeply concerned about social issues, which means that brands will need to increase their CSR efforts, especially if they are going to try to wave the Brazilian flag . Those that already have strong CSR credentials have a big advantage: those that don’t have to move very, very fast to have permission to do business in Brazil, let alone marketing.

    4. There is lots of white space to integrate sports with CSR in Brazil. We expect to see a big increase in sponsorship of social development programmes and Paralympic sports, for example, but there’s plenty of room in other causes too.

    5. CSR campaigns don’t need to be dull. As we wrote recently, there have been some amazing campaigns fusing sport and CSR in Brazil in the last year or so, one of which recently won one of the top awards inCannes.

    6. Celebrities who are out of touch with #ChangeBrazil are a real risk for brands. The untouchables Pele and Ronaldo lost huge credibility with Brazilians after poorly chosen words about the protests – although to be fair Ronaldo’s were said in 2011. Conversely, others such as David Luiz, Dani Alves, and volleyball player Bruno Resende are in the ascendant after stating they were worried about their performance, but that they were proud and concerned about the Brazilians on the streets.

    7. Naming rights sponsorship has started to gain momentum this year and looks likely to keep growing. But brands will be wary of the downsides of associating themselves with ‘FIFA’ stadiums, especially the three potential white elephants in Brasília, Cuiaba and Manaus.

    8. Brazilians have discovered social media, especially Facebook and Twitter, as the modern Agora, and that has huge implications and opportunities for brands in Brazil, who activate sponsorships very little in social channels compared to traditional media, especially TV.

    9. FIFA sponsors will need to work harder than anybody, but especially in social as their fanpages are suffering daily attacks by consumers.

    10. Olympic sponsors have a big advantage. They can watch and learn from FIFA sponsors’ efforts next year, and adapt accordingly for Rio 2016. But how long will it be before the protests turn their attention from World Cup budgets and FIFA to Rio 2016′s budgets and the IOC?

    Bruno and Guilherme are partners at Ativa Esporte, the Brazilian sports marketing consultancy which is Synergy’s partner in Brazil.

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  • Neymarketing – Brands, Brazil and White Space

    This content was originally posted as our contribution to Synergy Sponsorship´s blog. You can find the original link here. Find out more about our partnership with Synergy here.

     

    by Bruno Scartozzoni and Guilherme Guimarães

    Alongside the 2014 FIFA World CupNeymar has been the biggest news in Brazilian football in the last few years, and one of the hottest topics in Brazilian advertising and marketing too. And now, with his move from Santos to to Barcelona, his stage has moved from Brazil to Europe and, maybe, the world.

    Neymar is part of a generation of Brazilian players that, despite some very talented names, lacks the quality of Romário, Ronaldo, Rivaldo and Ronaldinho. He is still too young to already be considered part of this pantheon, but Brazilians hope he will get there soon.

    On the other hand, Neymar is already a phenomenon in Brazilian brand marketing. It’s almost impossible to turn the TV on in Brazil and not encounter him. He is everywhere, in every category: NikePanasonic,UnileverVolkswagenSantander and six other brands currently count on Neymar´s image to drive their brand and business in Brazil. And now, according to his new management, his next target is international budgets.

    Mentos, the confectionary brand, was the most recent to announce Neymar as its face in Brazil. They did it last week, at the same time he was signing the contract with Barcelona. Asked about the fact that the player was leaving Brazil, Henrique Veloso Romero, the company’s president, said that it didn’t matter where he’s living or playing, because Mentos is associating its brand with Neymar’s story.

    Neymar Mentos

    Actually, Neymar’s story is part of a traditional Brazilian fairytale of the poor boy who becomes a global football star. The same thing happened to Pelé, Ronaldo and Ronaldinho, and all of them got the attention of Brazilian consumers. That’s the reason why the Brazilian media is doing 24/7 coverage of Neymar´s new life in Barcelona: the arrival at the airport, the clothes he is wearing, the Spanish fans, his girlfriend’s reactions, and so on. In this context his football skills appear to be secondary.

    No one can question Neymar’s appeal to brands and consumers. He has a good story to tell, bags of charisma, and the skills to score goals and deal with the media at the same time. The problem is that so far no brand has found some white space within the Neymar brand to communicate something unique and different. He is everywhere, but he is always doing the same kinds of testimonial and campaign.

    Neymar

    Brand managers must consider that Neymar is an asset that carries some very characteristic values – goals, youth, irreverence, parties, beautiful women, trendy hairstyle, fairytale story etc. – but that these values can’t apply to every possible brand, category and strategy, especially when so many other brands are using him in the same way.

    And there are alternatives! A recent survey asked Brazilians which values footballer and non-footballer athletes convey, and the results were very interesting. Football players are usually associated with popular values and a Brazilian spirit. On the other side, athletes excluding football are more associated with trust, intelligence, beauty, modernity, and dressing well. Of course Neymar is an exception and can bring many of these values with him, but this research proves that football and football players – in particular Neymar – are not always the answer to brands looking to work with sports in Brazil.

    Note: Neymarketing is a term coined by our friend and partner Tim Crow.

    Bruno and Guilherme are partners at Ativa Esporte, the Brazilian sports marketing consultancy which is Synergy’s partner in Brazil.

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  • Social development through football – a Brazilian perspective

    This content was originally posted as our contribution to Synergy Sponsorship´s blog. You can find the original link here. Find out more about our partnership with Synergy here.

     

    by Bruno Scartozzoni and Guilherme Guimarães

    Inevitably, the international headlines about Brazil tend to focus on our remarkable social and economic development over the last twenty years, but there are many other things that one needs to understand about the country. Yes, Brazil is a great country, and it’s getting better, but there are a lot of unsolved problems, especially in social development.

    This explains in part why the Brazilian sports industry has been able to create great campaigns using football, our main passion, as a way to make people aware of important causes.

    We referenced one of these brilliant ideas, ‘My Blood Is Red And Black’, in our Top 5 Brazilian Sports Marketing Campaigns Of 2012Penalty, the Brazilian sports brand, and Vitória, the red and black football club from Bahia, replaced the red in the team’s strip for white, and asked supporters to donate blood. Blood donation increased by 45% in the city and the red stripes returned. Very recently, Penalty won a New York Festivals International Advertising Award Grand Trophy for this brilliant activation.

     

     

    This year WWF wanted to alert Brazilians to the fact that every four minutes an area equivalent to the size of a football pitch is deforested in the country. During the broadcast of a Brazilian women’s national team match, the green grass started to turn brown. It took 4 minutes to transform the whole pitch in a ‘deforested area’ through special effects. In the end, a caption on screen explained everything to the audience, and WWF websites visits increased by 73%.

     

     

    Another campaign we love is from our neighbours Paraguay. They too, have a lot of social issues. In particular, around 25% of Paraguayan children aged 4 or under are not registered – in other words, they don’t have an official identity, which is a huge problem. So, during a 2014 FIFA World Cup Qualifying match against Uruguay, in an agreement with UNICEF, the main local TV channels and radio stations broadcast the initial minutes without saying names. Each player was just a number. After some time the commentators explained what it was about. This campaign occurred during the presidential elections, and resulted in the two main candidates promising to address the matter.

     

     

    Brazil and Latin America have a huge potential to address social issues through sport. Clubs, athletes, governing bodies, sponsors, media, and NGOs should work together and create more campaigns like these. Of course, sport won’t solve everything, but it can be a great kick-off to drive awareness and create a pathway to action.

    Bruno and Guilherme are partners at Ativa Esporte, the Brazilian sports marketing consultancy which is Synergy’s partner in Brazil.

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